The Middle School Curriculum - Accounting and Bookkeeping is absent. It is merely addition and subtraction and should be introduced and mastered before Geometry and Algebra with a software solution they can have access to for life.

The High School Curriculum - Accounting and Bookkeeping is Optional where offerred, and not a requirement for any. When it is being taught, it is being taught with old school Dogma and without an open source, transparent software solution they could have as a resource for life.

The College Curriculum - Accounting is being required only for Business Majors when in fact there never should have been a "business major" to start with. Business is all just Liberal Arts and should have been condensed and a required add on for every Liberal Arts Major as well as every Science Major. Accounting IS the currency of Energy and to think people paid for College Degrees believing only a select few needed it was criminal.

The Graduate Curriculum - To think Technical Majors had to return to get a Master's in Business prior to being required to have basic accounting is obscene. To think others could have mastered in accounting yet failed the CPA exam is worse.

-----------------------------------------------------------------------------------------

Dogma - Accounting is being taught with old school Dogma that has been manipulated in ways that makes logic almost invisible.

Manual Systems are the focus - It's all being drilled in as if they are going to be doing "manual bookkeeping", which few have been doing properly or consistently for 40+ years now, if not hundreds actually.

Digital Systems focus on Relational Databases instead of Spreadsheets - That which is being taught with digital tools is being taught with non-mainstream database systems instead of spreadsheets, the better digital system for accounting at all times given inherent functionality you will come to understand more about later.

The Scenarios Taught are bogus - The information is being taught in isolation from the students own lives and without life simulation tools.

The Text Book Publishers - These folks are controlling and dictating the Curriculum. They are making a killing doing it, and they have no real reason to present new information.

The Text Book manufacturers - These folks have a cornered market. They have no desire to see curriculum go Digital for the students benefit.

The Text Book Distributors - These folks Control the delivery of books to students and they have created a cartel for new and used books.

The College Instructors - These folks may or may not have any say as to the Books offered. Worse yet, most College Accounting Professors are regurgitating the Dogma they were taught using books that most align with that, when in fact NONE OF THIS is in the best interest of the students or society. Furthermore, if an instructor were to deviate from the norm, they might lose their high paying job or jeopardize their tenured position in some way. Actually no. They would never have gotten tenure if they thought the way the students needed them to think to start with.

AND ALL THIS LEADS TO WHAT?
----------------------------------------------
A Financially Illiterate Body Politic

"FUN FACT" - Over 50% of the people who study accounting at the under graduate and graduate level with a desire to earn the label of "Certified Public Accountant" fail that exam. Who builds 4 and 6 year educational programs to produce less than a 50% success rate on the professional licensing exam?

Actually. That's likely not as straight forward as it sounds. There's likely employment control systems being tossed in there that are way beyond the realm of this website, but it's good food to chew on as you continue to dig into this material with a MASSIVE SHORTCUT TO LITERACY that none of them had when they got going.

A Company called Intuit - A company called Intuit controls over 80% of the small business Software market. That should be illegal and a violation of anti-trust, but it's been overlooked for decades. In the mid 1990's they were almost bought by Microsoft. Although the deal didn't formally go through on the front end, the two of them did a fine job of controlling the marketplace together with Microsoft taking up the secondary position to be sure no competition could come close to either of them. Intuit is a Publicly Traded Company. Understanding the depth and nature of that monopolistic ownership interest then and now is difficult.

Intuit and Bankers United - Intuit is fully in bed with all the largest Banks and their collective goal is to make sure people stay fully confused as it relates to bookkeeping and accounting. Confused consumers and fellow citizens make for the most profitable for them. They have also joined together to create schemes and systems which force software upgrades when none are needed.

400,000 CPA foot soldiers - Intuit has sought out the support of 400,000 CPAs who either directly and intentionally or indirectly support the perpetuation of poor software solutions for their clients for at least 30 years.

Intuit's very Bad SaaS Solution - Intuit has failed to produce an appropriate SaaS (Software as a Service) solution with 15+ years in pursuit of that endeavor. Intuit's SaaS solution offers zero proper privacy for millions of small business owners, and their archaic desktop solution may or may not have offered appropriate privacy.

Intuit's negative affect on Human Health - Intuit's End Users are SOME OF THE MOST UNHAPPY CUSTOMERS ON THE PLANET. A portion of our population suffers from depression and anxiety due to Intuit's prongs.

Intuit's Monopoly - With only one game in town, illogically, it's generally either them or a trusty home grown spreadsheet which can do great for recording transactions, categorizing them and reporting on Net Income but can not do the Balance Sheet work due to an over abundance of complexity that ZAP Accounting Software figured out.

Venture Capitalists - 35% of Venture Capital money goes into software and much of that is to target the small business people. The goal of most Venture Capitalists is to build a product that is close enough to competitive to a Major Player that they can get a buy out. That has NOTHING TO DO WITH creating great solutions for consumers. In fact, it's the exact opposite. It encourages copy cat work with little true innovation.

Non-Intuit Offerings - There is a large volume of smaller offerings for budgeting and transaction categorization that are typically missing a General Ledger and The Balance Sheet, which makes them toys for no logical reason.

Missing Spreadsheet Offerings - Seemingly, nobody saw any way or reason to offer a Spreadsheet Solution with a General Ledger and Balance Sheet. The Balance Sheet was a little complex for a Non-Accounting Major. Not sure why all of them weren't tasked with building one out as part of their Under Graduate degree...

AND ALL THIS LEADS TO WHAT?
----------------------------------------------
A Technologically Stressed-Out Body Politic

1. Develop a spreadsheet based Bookkeeping System with an auto-populating General Ledger and Balance Sheet. Build the entire solution with spreadsheet formulas only so it is or can be spreadsheet vendor independent.

2. Redefine vocabulary for all parts of the Bookkeeping Process to remove confusion and Dogma from the mix. Use that new vocabulary in the Spreadsheet based Software to reinforce its use.

3. Remove the need for Debits and Credits in the Journals since that conversion can all be automated. Users can learn that with time if needed or desired. It's also much easier to learn AFTER full proficiency is had with out it.

4. Create distribution channels that are void of the traditional corporate structure that would seek to maximize profits at the cost of distribution to masses and/or require complex licensing to ensure employee payroll was met each month. This is meant to be an entirely new type of Commerce.

5. Develop Written Text, Visuals, Videos and Targeted Websites for purposes of Marketing and Education. Make sure they can be combined in a myriad of ways to serve as a replacement for Printed Text Books and reference material.

6. Identify the exact time during Middle School when Basic Bookkeeping, the General Ledger, and the Game of Commerce should be introduced. Make sure it's simple and interesting. Make it personal and relevant! If they are going to drop out after 8th grade to sell drugs, teach them how to track all their sales with perfection!

7. Identify End Users who will benefit most from the solution. Make them aware of the offerings in every way imaginable.

8. Identify Coaches, Consultants and Educators who can profit from public education, setup and support services. This gives everyone a reason to speak in front of groups that may benefit them in one of several ways.

9. Identify Community Leaders who can share this with all relevant organizations in their community. We need to get folks who did not get this education caught up!

10. Push the Boulder over the Edge. And watch it roll!

AND ALL THIS LEADS TO WHAT?
----------------------------------------------
A Financially Literate, Technology Savvy, Stress Reduced Body Politic
and a LARGE group of people hell bent on routing out the
Educational Conspirators for Good!